South County Health offers an extensive benefit program and excellent resources to ensure high quality healthcare for you and your family and to help you maintain or improve your overall well-being. You’ll find programs that offer income replacement in the event that you are unable to work, help you save for retirement, further your education, and support other personal goals.
As members of the SCH community dedicated to maintaining and improving health, we’re proud to offer our staff a comprehensive medical program that is affordable, enables staff to receive high-quality care and is partnered with a focus on wellness, offering programs in support of protecting both our physical and financial health, and improving our quality of life.
South County Health offers VantageBlue and BlueSolutions through Blue Cross Blue Shield of RI. Both plans provide access to the broad national network of hospitals and physicians through the BCBS BlueCard Network.
VantageBlue
VantageBlue is a flexible plan offering because:
BlueSolutions
BlueSolutions is a high deductible health plan (HDHP) designed to give you more control over how you spend your health care dollars. You pay lower bi-weekly contributions, but more when you receive care. You’ll receive most preventive care at no additional cost and pay for other services out of pocket until you meet your deductible.
A HDHP also includes a Health Savings Account (HSA). You own the account, and your account earns interest. Contributing to your HSA can help you save for your health care needs.
South County Health offers two dental plan options for our staff through Delta Dental of Rhode Island, providing you a choice in selecting the plan that best suits your needs. Each option encourages preventative care and helps you pay for a range of other dental services.
Both Delta Dental options cover three categories of dental expenses:
With Delta Dental, you will still be covered at dentists outside the network. When you go out-of-network, the dentist may bill you for charges over the “usual-and-customary” charge for a particular service.
The Benefits
Life and AD&D provides you with financial support when you and your family need it most. South County Health provides staff with a company paid Basic Life and AD&D benefit. We also provide you the opportunity to purchase additional Life and AD&D coverage on yourself, your spouse and your dependent children.
Long-Term Disability provides eligible staff income in the event of a disabling injury or sickness that prevents you from returning to work. This coverage is paid for by South County Health.
The plan will pay benefits if you become disabled while covered under the plan. You must satisfy the benefit waiting period, be under the appropriate care of a physician, and meet all other terms and conditions of the Plan.
Flexible Spending Accounts (FSA) are plans that allow you to put aside money through payroll deduction before federal taxes are withheld from your paycheck to pay for qualified expenses as defined by the IRS. There are two types of FSA’s, Health Care and Dependent Care.
An Employee Assistance Program (EAP) is a specialized benefit offered by employers to support employees and their family members in overcoming work-life challenges. Coastline EAP resolves issues impacting one’s career, well-being, and/or mental/emotional health through consultation, assessment, or referral. With Coastline EAP, we empower employees facing life’s challenges to support a healthy, productive workplace environment. Coastline EAP is available to SCH Staff and their family for confidential consultation or support anytime, day or night. Coastline EAP maintains strict adherence to State and Federal laws, including HIPAA, governing the confidentiality of medical records and communication of personal health information.
This program by Money Management International (MMI), is designed to assist our staff and their family members in
reaching personal financial goals. Benefits include:
South County Health provides staff protection against identity theft. The coverage reimburses identity theft victims for the following:
South County Health offers staff voluntary benefits that include vision care, Accident, Critical Illness, legal services plan, pet insurance, and Auto & Home group insurance programs.
Whether your retirement is three or thirty years away, the South County Hospital 403(b) Retirement Plan offers a powerful way to enhance your long-term financial well-being. We encourage you to invest in yourself and your future by participating in this plan through Transamerica.
Transamerica is a firm dedicated exclusively to providing retirement savings plans, with all of its resources focused on
giving you the planning tools and guidance you need to achieve your retirement goals.
From the day you’re hired through the years you’re retired; the plan will support you through each stage of the retirement planning process.